Shop Smart to Save Money

Unless your hiding under a rock it's impossible not to spend money.  One way to save some money is to shop smart.  Know your prices - I cannot stress this enough.  Spending time reading the sale's flyers is not a waste of time - it can mean saving a few dollars here and there.

Coupons - always keep them with you and watch the expiry dates.  Buy want you need more than buying what you want.  For large expenditures - wait 24 hours - think about it - ask yourself - do I really, really need this?  This will cut down on the impulse shopping.

Marry for money - ha, ha - just kidding!

I wish I had a backyard - garage sales - they are a great way to make some money from your junk.
Remember one person's junk is another person's treasure.

E-bay or Kajji - a great way to sell personal items - you want to part with.  Lots of people sell things on-line these days.

Instead of all those Tim Horton or Second Cup Coffee's everyday - make your own teas or coffees - you can save a few dollars doing this - and - spend it on something you really want to do - like going to the movies.

Always make breakfast and dinner - if you don't like paper bagging it to work.

Now that fall is almost here - I am going to try and paper bag some lunches - at least 3 times a week.  This is my goal - remember - baby steps.  As I said before - Rome was not built in a day.

A frugal lifestyle is not all bad.  One example of this - a person decides to give up watching paperview movies for two weeks - and - that money goes towards their coffee habit.  You see - you give up one thing - you can live without - in order to do something - you really want to do.

More about being frugal:

This lady kept her credit cards in the freezer so she had to thawe them out to use them - wow!

Micro manage your money.  Well, if you cannot pay off your visa every month - then - do not use it.  Use cash only - but - you have to give yourself a budget.

Always spend less than you make - keep track.  If your only $25.00 ahead this month - that is better than being in the red.

Remember - be penny wise - and - always - pay yourself first.