You know what - most of us have our highs and lows - when it comes to saving money. We all know how easy it is to spend. But, really to save more is hard.
Okay, so some months we just break even - well - ya - I need to do better. You too, who knew?
Pledge Days - you have to pledge not to do something that costs money. Lets just say you go to Second Cup or Tim's - not once - but twice a day.
On pledge day - you go once! Sure I could have said - make your own tea and coffee or ice tea - but bad habits are hard to kick. So you have to take baby steps - or you just won't do it.
Okay, if for the most part you don't eat out for breakfast or dinner - you can do cheap lunch days. Sure I can say - hey - eat a darn sandwich you make every night - but in the summer - yuck - that's hard to do.
Let's listen to some tips on frugal saving:
Yes, this lady mentions www.swagbucks.com - where you can gets points towards gift cards.
My neice mentioned this site and believe me - it is spam free - and you do get free stuff - free is fun!
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